Limon Law Articles And Legal Stuff

Bankruptcy Credit Counselors and Debtor Education Providers - New Legal Compliance Obligations and Challenges

(PRWEB) April 16, 2008 -- The American Association of Debt Management Organizations (AADMO), the largest trade association for the credit counseling industry, will feature program sessions important to bankruptcy pre-filing credit counseling agencies and bankruptcy pre-discharge debtor education providers at the AADMO Spring Conference in New Orleans on May 5 & 6, 2008.

According to Mark Guimond, Executive Director of the AADMO, "the new federal rule will present significant legal compliance challenges for agencies on both the state and federal levels. You can't know the federal rules and not understand how the state law will apply. We've seen state enforcement actions where the agency thought they were exempted by federal law, but they were just wrong".

"Bankruptcy counseling and credit counseling agencies have the rare opportunity to undertake a full review of what's happening with the IRS, the status of bankruptcy counseling and debtor education, changes to state laws and the real trends in the industry at one educational conference. This is your opportunity to learn about all the new legal compliance obligations and challenges in one program specifically designed to help bankruptcy credit counselors and debtor education providers. AADMO clearly offers the best program designed to help them and keep them informed", said Guimond.

"The states are starting to take notice of pre-filing counseling and requiring compliance with the applicable state laws. Providing this service pursuant to a federally mandated program does not exempt these agencies from other laws. We have the EOUST, state regulators and others who will make this crystal clear and explain what's happening in the law, including the elements of the EOUST's final rule, the maintenance of tax status and the application of the Uniform Debt Management Services Act to 60/60 plan providers", added Guimond.

Other sessions at the AADMO Spring Conference will include:

? Your Own Mini-Audit: The Actual Questions the IRS Asks

? IRS Audit and Examination Update - Your Only Source of Information About the Issued "No Change" Letters, Closing Agreements and Revocations

? EOUST Briefing on the Final Rule for Bankruptcy Reform Credit Counseling and Debtor Education

? Understanding and Complying with the New Law in Idaho

? Final Results of the Account Valuation Study

? How to Comply with $0 Deductible Insurance, Bonds Payable to the State and Other Challenges

? Legislative/Regulatory Update & Review

? Briefing on the NCCUSL "Stand-By Committee" Uniform Debt Management Services Act Recommendations and Enactment

? Implementation of the AADMO Standard/Accreditation Program

? and More to Come...!

The AADMO Spring Conference program and registration information can be found at www.AADMO.org or by calling 281-361-2325.

ABOUT AADMO

AADMO is the largest trade association for the credit counseling and debt management industry. Nationwide, the majority of licensed and legally operating credit counseling agencies are members of AADMO.

AADMO is an industry education and advocacy organization the mission of which is to promote and ensure the continued operation and viability of credit counseling and debt management organizations.

AADMO members are consumer credit counseling agencies, debt management organizations, credit counselors, personal finance educators, credit and debt information educators, bankruptcy pre-filing counselors, bankruptcy pre-discharge educators, consumer lawyers and many others.

AADMO is the only trade association to have held state law compliance workshops with the New York State Banking Department and the California Department of Corporations upon enactment of their respective laws governing credit counseling. AADMO is also the only trade association for the industry to publish a formal summary of state laws that has been reviewed by state regulators.

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